Icici Lombard Travel Insurance India for Us Born Baby

Worldwide Cashless Hospitalisation

Avail cashless hospitalisation worldwide

No matter where you lot are, stay bodacious of quality healthcare. Avail travel insurance plans that offer cashless hospitalisation facilities across the globe, and then yous can be at peace when you travel.

7 reasons to buy ICICI Lombard Single Trip Travel Insurance

Experience more coverage without travel worries

Secure your travel with an insurance plan that offers you a sum insured of upwardly to $ 500,000
Get pre-approved encompass when you travel to Schengen countries

We offer approved travel insurance plans that are tailor-fabricated to accommodate Schengen visa requirements
If y'all confront a medical emergency abroad, become immediate help with our cashless facility

Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide
Explore Asia with an affordable cover

Our $ 25,000 travel insurance plan secures you against lost documents, travel delays, extensions and accidents
If y'all lose luggage, we volition recoup the loss

We offer coverage for total loss of checked-in baggage including handbag
Take care of your loved ones, even when you lot are miles away

Get value added services like medical concierge, automotive and lifestyle assistance
Access loftier-quality medical care when you need information technology

Do good from our tie-up with United Health International (UHI), i of the largest and most diverse healthcare companies in the United States

FAQs in relation to Covid-xix for International Travel Insurance claims

Can the insured claim hospitalisation expenses if he/she has been hospitalised due to COVID-19?

Hospitalization expenses (both in-patient and out-patient) volition be payable in case the insured is hospitalized in the destination state due to COVID-nineteen.

If the insured'southward scheduled trip is cancelled due to hospitalisation, will insurance cover the losses?

Claims will be payable for the financial loss incurred by the insured if the scheduled trip is cancelled or interrupted due to hospitalization* of the insured/firsthand family member due to COVID-19

The insured'due south family unit member gets infected while travelling with the insured. Will the travel insurance remain valid and claim payable?

The medical expenses will be borne by the travel insurance policy up to the sum insured if the said family unit member is covered in the policy
The following types of claims will be payable:

Medical In-patient and out-patient claims
Trip Cancellation/Pause/Re-scheduling
Trip Delay– except any delay at the Indian port of origin of the insured trip

Will the insured'south expenses incurred due to trip delay be covered?

Claims will be payable for food and lodging expenses in case the trip is delayed abroad due to cancellation or re-scheduling of flights washed at the case of the common carrier due to COVID-19

The insured has both of our health and travel insurance. Volition the claim be applicable in both cases and how?

With respect to Medical in-patient and out-patient expenses, if the events happen in Bharat, and so wellness insurance policy merits will be triggered. If information technology happens abroad, and then travel insurance merits will exist applicable every bit follows:

Medical In-patient and out-patient claims – If India (Health policies); If away (Travel Policy)
Trip Counterfoil/Suspension/Re-scheduling
Trip Delay – except any delay at the Indian port of origin of the insured trip

Which International Travel Insurance covers can I claim for due to COVID-19?

You can claim nether the following covers due to COVID-xix. Claims admissibility volition be ascertained strictly as per policy terms and conditions subject to those term and atmospheric condition being met.
Overseas medical expenses

Trip Delay
Political take chances & catastrophe evacuation
Trip Cancellation & Interruption
Missed Flight connection
Emergency Hotel extensions
Bounced booking – Hotel/Airline

Overseas hospitalisation coverage - Nosotros comprehend in-patient and out-patient hospitalisation expenses for COVID-19 incurred in the destination countryTrip Filibuster
Trip cancellation and pause cover - Nosotros compensate the financial loss incurred due to trip cancellation or interruption if yous or your immediate family member is hospitalised for COVID-xix.
Emergency hotel extension* - If y'all accept to extend your trip because y'all or your companion is hospitalised away due to COVID-19, we will pay for your boosted lodging and boarding expenses.
Daily hospitalisation allowance - We provide daily cash equally an emergency allowance to you in case of hospitalisation due to COVID-19.

*Above mentioned is an indicative list, delight refer to the certificate of insurance in theorize with the policy wordings for detailed understanding on what you are covered for.

Pre-existing diseases and how they Affect Your Travel Insurance

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International Travel Insurance Loss of Baggage & Passport

Going On A Foreign Trip? Are Y'all Protected?

Take a await at top travel motives, destinations, travel insurance coverage and claims

Unmarried Trip Travel Insurance

Total Loss of Checked-In Baggage
Personal Accident
Filibuster of Checked-In Baggage
Trip Cancellation & Interruption
Cashless Hospitalisation Cover
Daily Hospitalisation Allowance

Compassionate Visit
Loss of Passport
Emergency Cash Advance
Missed Flight Connection
Home Insurance Comprehend

Sr No	Benefits	Coverage Corporeality	iii months - seventy years
Sr No	Benefits	Coverage Corporeality	Platinum Plan	Gold Program
i	Medical Cover (includes medical evacuation cost) **	Usa$ fifty,000, US$ 100,000, US$ 250,000, US$ 500,000
2	Repatriation of Remains (included in medical Sum Insured)	United states$ seven,500
3	Daily Assart In Instance of Hospitalisation (franchise of ii days)	Up to US$ 50 per mean solar day for maximum of 5 days		-
iv	Dental Handling^##	US$ 300
5	Total Loss of Checked-in Baggage	U.s.a.$ 500
half-dozen	Delay of Checked-in Baggage***	U.s.$ 100
7	Loss of Passport^###	US$ 300
viii	Personal Liability^	U.s.$ 1,00,000
9	Personal Blow	U.s.$ 15,000
10	Hijack Distress Allowance ^$$	United states of america$ 125 per twenty-four hour period for max. 7 days
11	Emergency Cash Advance	U.s.a.$ 1,000
12	Trip Counterfoil and Interruption	US$ 500
thirteen	Missed Flight Connection⁺	U.s.a.$ 500
fourteen	Trip Delays***	US$ 500
fifteen	Political Take chances and Catastrophe Evacuation	Us$ vii,500
16	Adventitious Death (Common Carrier)	US$ 5,000
17	Fire Encompass for Building	`twenty,00,000		-
eighteen	Fire Cover for Abode Content	`x,00,000		-
19	Burglary Cover for Home Content	`1,00,000		-
20	Bounced Booking - Hotel / Airline⁺⁺	US$ 2,000		-
21	Compassionate Visit	US$ 7,500		-
22	Emergency Hotel Extension⁺⁺	US$ 5,000		-
23	Loss of Baggage and Personal Effects^##	U.s.a.$ 2,000		-
24	Render of Minor Kid(ren)	Travel cost at actual not exceeding The states$ 7,500		-
Value Added Services				-

** Deductible of US$ 100 (Total corporeality applicable for Medical Expenses along with the applicable extension under Medical Expenses)

## Deductible of US$ 100
*** Delay of more than than six Hours
### Deductible of US$ 50
^ 5 % of the bodily
$$ Hijack for more than 12 hours
+ Delay of more than than 3 Hours
++ Deductible of US$ 250

Note: No sublimits plans are available for Schengen countries

Sublimit A: For policies with medical expenses sum insured over US$ 100,000, the limit of liability of the visitor volition exist restricted to US$ 100,000 per sickness, disease or blow sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to 1 or more medical expenses and/or hospitalisation expenses. (This is not applicable for Platinum Plan).

Sublimit B: Applicative for all plans except for Schengen countries, for persons aged 51 years and higher up.

To know more about EMI options, click hither.

Refer to the Policy Wordings document to sympathize exactly what all your policy covers, then you can benefit from information technology better.

Any claim due to or arising out of pre-existing medical status/ailment whether declared or undeclared is not covered under the policy
Addiction to alcohol, drugs

Feet, depression
Crabs diseases
Radiation, nuclear weapons induced
Sporting activities
Expenses arising out of loss of valuables, money, securities and tickets
Naturopathy treatment, ayurvedic / homeopathic therapies
Treatment relating to removal of concrete flaws - cosmetic or plastic surgery
Costs incurred relating to remainder or recuperation at a spa or health resort

It'southward always a good idea to be enlightened of what is excluded from your policy; then brand certain you lot read the Policy Wordings.

Travel Insurance
International Travel Insurance
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Misc 129

INTERNATIONAL TRAVEL INSURANCE

Who doesn't wish to travel away and revel in the sights and sounds of a new culture? While international travel is no longer a hard task, information technology is e'er wise to ensure a hassle-free trip with international travel insurance.

International travel insurance takes care of fiscal woes that might arise due to wellness concerns, lost baggage, lost passports, and other unforeseen circumstances during your travel.

For non-frequent fliers, the best pick is to get for Single Trip travel insurance as y'all can select your travel duration, maximum up to 180 days. ICICI Lombard offers ane of the all-time international travel insurance with added benefits. Our Single Trip travel insurance policy takes care of eventualities, including:

Canceled trip or other disruptions acquired
Loss of travel baggage, travel documents, and personal belongings
Greenbacks assistance in case of an emergency
Home break-in when y'all are abroad
Personal liability cover
Emergency evacuation in case of political turmoil
Risk coverage in case of hijacking

Please refer the policy wordings for complete terms and weather condition.

EXPLORE OUR SIMPLE, HASSLE-Complimentary CLAIM Procedure

In case of an unforeseen medical or non-medical emergency while travelling, be assured of consummate assistance from us. We will do whatever is required to get you safe, comfortable and dorsum on your feet as soon as possible.

All you need to do is reach out. Apply any of the following ways to become in touch, and leave the residue to the states.

In USA and Canada: +ane 844 871 1200 (Toll Free)

From the rest of the world: + 91 124 4498778 (Call up facility)

In Bharat: 1800 102 5721 (Cost Complimentary & Accessible in India only)

Fax: +91 124 4006674

Email: icicilombard@falck.com

Get ANSWERS TO Mutual QUERIES ABOUT Unmarried TRIP TRAVEL INSURANCE

General
Cover
Premium
Claims
Policy

Does this policy cover pre-existing diseases?

Any claim due to or arising out of pre-existing medical status/ailment whether declared or undeclared is non covered under the policy.

Is in that location cover for pre-medical conditions like diabetes?

Any merits due to or arising out of pre-existing medical condition/ailment whether alleged or undeclared is not covered under the policy.

Why practise I demand Travel Insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident tin can impact your travels, whether for business or leisure. International Travel Insurance protects you from such perils by ensuring that you are not left stranded in whatever kind of emergency.

What sum insured should I opt for while traveling to Schengen countries?

You should choose a plan with a minimum sum insured of USD 50,000.

Are there any sub-limits applicative for Schengen countries?

No, there are no sub-limits applicative for Schengen countries.

In case medical treatment is required, is in that location whatever need for pre-approving before hospitalization?

You will need to contact our ASP and they will accommodate for cashless claims for the medical treatment.

Where can I notice out more than about the policy coverage?

Please refer to the policy wordings for complete coverage details.
policy wordings

Can more than than one policy be issued for the same trip?

Each individual is to exist insured by not more than one policy during their journey.

Are business travellers eligible to purchase a Travel Insurance policy?

Yes. Our travel insurance is designed for both leisure and business organization travellers. Business travellers who go abroad ofttimes can avail of multi-trip plans.

When does the encompass begin and end?

Y'all are covered from the start engagement of your trip or the policy starting time appointment. These will be confirmed on your policy schedule once the policy is purchased.

What are the modes of payment?

At present you lot tin choose between 5 payment options to pay your premium online:

Credit Card – Make secure premium payments with your VISA, Master and AMEX card.
Cyberspace banking - Transfer premium amounts online through ICICI Bank and 9 other select Banks
Beak Pay – Use your ICICI Bank Internet Banking account to pay your insurance premium
Debit Menu – Only enter your Citibank Debit Card details to pay your insurance premium direct
Cash Card - Use your Done Card to make payment online
Choose the production you program to buy and log in to Purchase Online
Fill in the transaction details
Choose from the three, six, 12 or 24 months options according to your convenience
Access your policy immediately online

What if I neglect to produce the required documents?

There are some documents that are definitely needed, without which a claim volition non be paid. We will effort and assist y'all to find surrogate means to become the required proof.

Inside how many days should the claim for insurance do good be submitted?

Claims should be submitted in 30 days, i.e., within a month after the completion of treatment. In the consequence of decease, they can be submitted later the repatriation of the person'southward remains/burying.

Will my charges exist paid direct to the service provider or do I need to pay the neb beginning so claim it from ICICI Lombard after?

For hospitalisation, Please call on +1 844 871 1200 (From USA/Canada), on +91 124 4498778( From Rest of the World) , which you would have to remember for the cashless claim, and for a dr. visit, you volition be getting reimbursement on his bills

What is the process if we need to claim later?

The forms are available on the website, and you lot will likewise receive the forms along with the policy, you tin submit them with the relevant documents.

How long does information technology accept to receive the policy papers once I purchase the policy online?

The hard copy of the policy will accomplish you inside xv working days. Even so, you can buy the policy online within 15 minutes and print the policy instantly. This works as a legally valid certificate, even at the time of claims, as all you need to have is your passport details and policy number.

What are the charges for policy cancellation?

The fee for policy cancellation is ₹ 300.

Will I get a refund if I cancel my policy?

The policy bought online volition be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been fabricated subject to minimum thirty days left for the policy to expire.

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Heed TO OUR CUSTOMERS

Travel Insurance Customer Reviews

"All the experience was quite practiced. Staff were cordial. Warm regards. "

Rajendra Kumar - CEO Surya Global Hospita l- Kakinada – Andhra Pradesh